Why Should We Spend Time Learning About Our Roadside Service?
Roadside Service ( Assistance ) is like Insurance. You think you don’t need it until you need it. Having car insurance is a law, having Roadside Service is not. It’s a personal decision which should be driven by facts.
Car Insurance Knowledge
Drivers Think They Have Insurance They Don’t Really Have
Many drivers think they have car insurance that isn’t actually available. For instance, 50% of those surveyed thought their car insurance policies include accidental death and dismemberment (AD&D) insurance. But AD&D insurance is not a part of car insurance policies.
At least 40% of drivers believe they have coverage that doesn’t exist in a car insurance policy:
47% of drivers think “additional living expenses” coverage is part of their auto insurance policies. This coverage is actually part of homeowners and renters insurance.
49% of drivers think their auto insurance includes “extended crash protection,” which isn’t an actual coverage type.
41% say they have “vehicle emissions” insurance in their auto insurance policies. There is no coverage for vehicle emissions.
View More Car Insurance Facts Below
Roadside Service
Since the data applies to car insurance what level of understanding do consumers have about Roadside Service? Drivers encounter 1000’s of different breakdown serious everyday. No two breakdowns are the same. Again, we can’t emphasize the seriousness and danger of an accident or vehicle breakdown. It’s proven that having a organized service provider is more dependable, safer and less costly then doing it yourself or trying to find a provider on the fly. The average driver confronts a roadside challenge every couple of years, consumers may not need to be obsessed with roadside, but they should at least try to understand their coverage.
Don’t Find Out You’re Not Covered After a Breakdown
Young drivers ages 18 to 25 are most likely to believe they have coverage that doesn’t exist:
74% believe they have AD&D ( accidental death and dismemberment ) insurance in their auto insurance policies.
69% say their car insurance covers “additional living expenses.”
68% think they have “extended crash protection,” which doesn’t exist.
65% believe their car insurance covers “vehicle emissions.”
Mistakes like these mean that drivers may be surprised by what’s not covered by their insurance when they try to make a claim after a car crash or other vehicle damage.
CLIMATE MAXZ
Wood Free Construction Materials
Tennessee – 615-397-0406 – http://ClimateMaxZ.com – Dan Zellars
AI Residential Building Materials Report – 12-29-2025
Among common residential building products (especially exterior elements like siding, roofing, decks, and trim), natural wood consistently ranks as the one requiring the most maintenance.
This includes wood siding (e.g., cedar clapboard or shingles), wood shakes/shingles for roofing, and wooden decks or trim. Here’s why wood stands out:
It is highly susceptible to rot, warping, insect damage (e.g., termites), mold, and UV fading.
Regular upkeep is essential: power washing, staining/sealing (every 3–7 years), painting (often every 5–10 years), caulking to prevent water intrusion, and frequent inspections to catch issues early.
Without diligent care, wood deteriorates quickly, leading to costly repairs or full replacement far sooner than alternatives.
Comparison of Common Exterior Materials by Maintenance Needs
Here’s a quick ranking from highest to lowest maintenance (based on typical residential use):
Natural Wood (siding, shakes, or decking) → Highest maintenance
Frequent sealing/staining/painting required.
Prone to weather damage, pests, and rot.
Often needs repainting or resealing every few years.
Traditional Stucco (especially hard-coat)
Requires regular crack inspections and repairs (cracks allow water intrusion).
Can develop mold/algae in humid areas and needs cleaning/patching.
More upkeep than modern alternatives but less than wood.
Wood Roofing (Shakes/Shingles)
Similar issues to wood siding: needs cleaning, pest treatment, and resealing to prevent rot/mold.
High maintenance compared to asphalt, metal, or tile roofs.
Fiber Cement (e.g., James Hardie siding)
Moderate: occasional cleaning and repainting every 15–30 years.
Resists rot/insects far better than real wood.
Vinyl, Metal, or Brick → Very low
Vinyl: occasional washing.
Metal: minimal (may need rust checks in harsh climates).
Brick/Stone: virtually none beyond cleaning.
Wood products dominate discussions of “high-maintenance” exteriors because they offer natural beauty but demand ongoing human intervention to last. Modern engineered alternatives (like fiber cement or composites) mimic wood’s look with dramatically less effort.
If you’re choosing materials for a home, consider your climate—wood fares worse in wet/humid or bug-prone areas—and your willingness to maintain it. For truly low-upkeep homes, most experts recommend steering clear of natural wood exteriors entirely!
Climate MAXZ appears to be a building materials and construction company based in McMinnville, Tennessee (with mentions around areas like Center Hill Lake and Cumberland County). It specializes in climate-resilient, often wood-alternative or wood-free building products designed to withstand extreme weather, pests, mold, fire, and other environmental challenges—while offering good energy efficiency and durability.
They focus on promoting homes and structures that are more sustainable and long-lasting in varying climates, particularly in regions like Tennessee with humidity, storms, and potential wildfire risks in some areas.
Key Building Materials and Systems They Promote
FastFrame Steel Framing — Lightweight steel framing for residential, agricultural, and commercial buildings. It’s termite-proof, fire-resistant, and forms the structural backbone of many “Climate MAXZ Homes.”
Thermasteel Insulated Panels (or similar insulated steel panels/SIPs) — Structural insulated panels (SIPs) with high insulation values (often R-40 to R-50), combining framing and insulation for energy-efficient, quick assembly. These are used for walls, roofs, etc., in steel-framed SIP homes.
Trusscore PVC Wall & Ceiling Boards — Durable, moisture-resistant PVC panels as alternatives to traditional drywall or wood, resistant to mold/mildew.
TimberTech Advanced PVC Decking — Composite/PVC decking that’s splinter-free, cooler underfoot, slip-resistant, and low-maintenance compared to wood.
OUTDURE Aluminum Deck Framing — Wood-free deck systems using aluminum for longevity and resistance to rot/insects.
Metal Roofing (including steel shingles/options) — Emphasized for durability in Middle Tennessee’s terrain and weather.
Other mentions include Owens Corning fiberglass-reinforced materials and Class “A” fire-rated products for fire-prone areas.
These materials aim to create “wood-alternative” or “wood-free” builds that resist mold, pests, termites, extreme weather, and offer better insulation/performance than traditional wood framing.
They have a YouTube channel (@ClimateMaxzHomes) with videos on SIP panel construction, steel framing, deck systems, and real Tennessee home builds. Their website seems to be referenced as ClimateMaxz.com or related blogs like homescenterlaketn.wordpress.com.
If you’re in or near Tennessee (or looking into resilient building options), this company focuses on affordable, long-lasting alternatives suited to humid/subtropical climates with occasional severe weather. Let me know if you’d like more details on a specific product, comparisons to traditional materials, or visuals/examples!
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